Retirement Planning

Australia's population is ageing and the birth rate is declining. Alarmingly, the vast majority of the population do not believe they have sufficient funds to meet their retirement needs.

Are you one of them?

Recent survey results also reveal that outright home ownership for the over-60s has dropped over the past 10 years with more retirees carrying debt into their retirement. With the Government struggling to support Australia's ageing population, never has it been more important to avoid procrastinating and start planning for retirement.

Henderson Matusch retirement planning services will help you implement a range of tax-effective savings and superannuation strategies to ensure you can comfortably support yourself in retirement.

Superannuation is one of the more tax-effective means of saving for retirement. The effectiveness lies in the concessional tax environment in which superannuation operates.

Superannuation also offers a range of other benefites, including:

• tax deductibility of contributions
• tax rebates claimable by your spouse if contributing on your behalf
• the possibility of government co-contributions

Despite the obvious tax advantages, there are some drawbacks of putting your money into superannuation, including the restrictions involved in accessing your money. Our experienced team of financial advisers will work closely with you to understand your individual retirement income goals, and then tailor specific strategies to help you achieve them in the desired timeframe. The longer you have to plan the easier it will be... but it's never too late to start planning!

Choose Your Super | Transition to Retirement | Maximising Your Superannuation

When it comes to retirement planning, we encourage you to 'begin with the end in mind'. Act today and talk to Henderson Matusch to get your retirement plan tuned for long term success.